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2574 Saddleback St , Chula Vista, CA 91914
$1,199,999
Est. Payment: $6,014.91/mo
4 Bed
3 Bath
2259 Sqft
Status: pending | Days on site: 29
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

This extensively upgraded home with NO MELLO ROOS and LOW MONTLY HOA FEE, provides exceptional quality, comfort, and thoughtful design throughout. A custom wrought-iron front door creates an impressive entry, opening to travertine flooring in the foyer and kitchen, luxury vinyl tile across the main living areas, and preserved original hardwood beneath. Upstairs features real wood flooring throughout, with carpet limited only to the staircase. The remodeled kitchen blends style and functionality with professional-grade stainless-steel appliances, custom cabinetry, porcelain countertops, a designer backsplash, and a dedicated coffee bar. Additional enhancements include Smitty’s custom built-ins, California Closets systems, a 240-volt EV charging circuit in the garage, a solar system for energy efficiency, and a professionally installed ADT security system with CO2 detection and six newly installed cameras for added peace of mind. A desirable downstairs bedroom with a full bath provides flexibility for multi-generational living, guests, or a private office. Upstairs, the spacious primary suite offers a relaxing retreat with motorized blinds, a lounge area, and a 75-inch TV. The renovated primary bath features a glass-enclosed shower, LED mirror, custom cabinetry, floating shelves, a bidet, and a walk-in closet. The upgraded secondary bathroom includes a modern glass-enclosed shower, LED-lit mirror, and refined designer finishes. Outdoor living is equally impressive with a professionally installed covered patio by Pacific Patio, an outdoor TV, fire pit, stylish furnishings, and stamped concrete extending across the patio and backyard walkways. The result is a clean, low-maintenance, and cohesive outdoor environment ideal for year-round enjoyment and entertaining. Located in the highly sought-after Rolling Hills Ranch community, this home offers long-term affordability without sacrificing amenities. Residents enjoy access to multiple community pools, over 400 acres of preserved open space, scenic walking and hiking trails, and nearby Montevalle Recreation Center and Mackenzie Creek Park. Community pool areas also feature built-in BBQ grills and designated outdoor cooking spaces, enhancing the neighborhood’s appeal for gatherings and outdoor living. All of this is conveniently located near top-rated schools, shopping, dining, and major freeways.
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Highlights

Listed by Olen Crabtree , 619-933-3110 and Ann Davis , 619-838-4354 Crabtree Real Estate Group , 619-933-3110. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential
Lot/Acreage
0.13

HOA Fee

199 Monthly

Year Built

1999

County

San Diego

Area

91914 - Chula Vista

 School District

Sweetwater Union

Listing ID

PTP2603306

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Built-In Range, Dishwasher, Electric Oven, Gas Cooktop, Disposal, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Vented Exhaust Fan, Water Heater, Dryer, Washer
Air Cond:Central Air,High Efficiency,Heat Pump
Fireplaces:Family Room,Gas
Floor:Carpet,Laminate,Stone,Wood
Other:Breakfast Bar,Breakfast Area,Ceiling Fan(s),Cathedral Ceiling(s),Eat-in Kitchen,High Ceilings,Open Floorplan,Partially Furnished,Storage,Bar,Attic,Bedroom on Main Level,Entrance Foyer,Primary Suite,Walk-In Closet(s)

Exterior Features

Lot:0-1 Unit/Acre,Back Yard,Front Yard,Garden,Sprinklers In Front,Lawn,Landscaped,Near Park,Near Public Transit,Rectangular Lot,Sprinklers Timer,Sprinkler System,Yard,No Land Lease
Garage Capacity:4
Zoning:R-1:SINGLE FAM-RES
Roof:Tile
Others:Awning(s),Rain Gutters,Turnkey,Drywall,Concrete,Plaster
Sewer:Public Sewer
Principal Interest
$6,015
Taxes
$765
HOA
$199

Home Price

$1,199,999

Loan Details

30 yrs
6.416%

Down Payment

20%
$240,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,014.91

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $6,014.91 $765.00 $199.00 $6,978.91
Yearly $72,178.95 $9,179.99 $2,388.00 $83,746.94
Total $2,165,368.50 $275,399.77 $71,640.00 $2,512,408.27
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So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Chula Vista, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

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Data last updated: 2026-06-25T23:39:42.000Z

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