5040 Cougar Ln , Georgetown, CA 95634
$424,900
Est. Payment: $2,129.78/mo
2 Bed
2 Bath
1470 Sqft
Status: active | Days on site: 1
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Welcome to your own slice of Gold Country paradise. Nestled on 10 usable acres in Georgetown's peaceful Silent Meadows area, this charming single-story ranch offers the space, privacy, and infrastructure today's acreage buyers are searching for. USDA financing may be available for qualified buyers, creating an exciting opportunity to enjoy country living with flexible financing options. Designed with the country lifestyle in mind, the property features extensive fencing, multiple pastures, a breezeway barn, hay storage, chicken coops, shelters, and room for horses, livestock, gardening, and all your outdoor hobbies. Whether you're dreaming of a hobby farm, equestrian retreat, homestead, or simply more room to roam, this property is ready to bring those plans to life. The comfortable 2-bedroom, 2-bath home offers approximately 1,470 square feet of living space with a functional floor plan, fireplace, central heat and air, dual-pane windows, and a covered patio perfect for enjoying peaceful mornings and stunning foothill sunsets. A private setting surrounded by mature trees creates the feeling of a secluded retreat while still offering convenient access to Georgetown amenities. A water collection system supplements public water, supporting gardens, orchards, and outdoor projects while helping you make the most of the land. The level terrain and thoughtful ranch setup make daily property management easy and enjoyable. If you've been searching for a property where you can keep animals, grow your own food, enjoy wide-open space, and embrace a slower pace of life without sacrificing comfort, this Georgetown ranch deserves a closer look. Country living, usable acreage, USDA financing potential, and endless possibilities await.

Highlights

Listed by Anna James Miller , 805-704-1789 Western Pioneer Properties , 5593413113. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
10

Year Built

1990

County

El Dorado

Area

699 - Not Defined

School District

Black Oak Mine Unified

Listing ID

FR26128867

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Air Cond:Central Air
Fireplaces:Living Room
Other:Well

Exterior Features

Lot:Trees,No Land Lease
Garage Capacity:0
Sewer:Septic Type Unknown
Principal Interest
$2,130
Taxes
$271

Home Price

$424,900

Loan Details

30 yrs
6.416%

Down Payment

20%
$84,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,129.78

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,129.78 $270.87 $0.00 $2,400.66
Yearly $25,557.38 $3,250.49 $0.00 $28,807.87
Total $766,721.53 $97,514.55 $0.00 $864,236.08
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Georgetown, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

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Data last updated: 2026-06-26T01:40:03.000Z

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