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1077 Montecito Way , Ramona, CA 92065
$1,034,990
Est. Payment: $5,187.82/mo
5 Bed
2 Bath
2092 Sqft
Status: active | Days on site: 0
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

This 2025-remodeled California Craftsman homestead ranch is a refined blend of rustic soul and modern luxury, set on 3.28 private acres, amid dedicated grasslands and rolling pastures. The main home, guest house, workshop, barn (ideal for a tasting room), and shed create a versatile compound perfect for everyday living or income-generating use. Awaken to sweeping views of sun-drenched pastures that stretch to the horizon. The property captures the spirit of a classic working ranch while offering polished, move-in-ready comfort. Inside, the home features soaring exposed-beam ceilings, rich hand-finished reclaimed-hardwood floors, door casings and expansive windows that frame the landscape like living art. The open-concept living spaces flow into a chef-worthy kitchen with spacious preparation counters, custom reclaimed cabinetry, and a large island perfect for gathering. Thoughtful details include custom glass and stone accents, designer lighting, built-in cabinetry, subtle shiplap or corrugated metal —elevating rustic warmth into refined authentic detail. Indoor/Outdoor living is the true centerpiece. Spacious verandas or porches lead to patios or gazebos. Expansive grounds support memorable events—weddings, corporate retreats, tastings, or family celebrations—while the barn offers natural potential as a tasting room or event space. Lush vineyards (or primed space for them) add Old World charm, and the surrounding pastures and grasslands invite equestrian use, recreation, agriculture, or simply embracing wide-open freedom. Paint YOUR OWN Picture! More than a home, this is a legacy property with strong income potential through events, agritourism, or a self-sustaining lifestyle. Whether you envision private family memories or building a profitable venue, this beautifully updated ranch delivers privacy, versatility, and timeless appeal in a setting that feels worlds away yet remains conveniently connected to Ramona downtown or Poway – each is mere minutes away.
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Highlights

Listed by Jim Roy , 760-822-7097 HomeSmart Realty West , 760-607-5900. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential
Lot/Acreage
3.28

Year Built

1935

County

San Diego

Area

92065 - Ramona

 School District

Ramona Unified

Listing ID

NDP2606077

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Air Cond:Central Air,See Remarks
Fireplaces:
Other:Workshop

Exterior Features

Lot:Agricultural,Corner Lot,Horse Property,Lot Over 40000 Sqft,Level,Pasture,Rectangular Lot,Ranch,Trees,No Land Lease
Garage Capacity:20
Zoning:A70
Others:Fire Pit
Sewer:Septic Tank

Open House

Upcoming Open Houses
Saturday 11:00 am - 2:00 pm Jun 27
Principal Interest
$5,188
Taxes
$660

Home Price

$1,034,990

Loan Details

30 yrs
6.416%

Down Payment

20%
$206,998
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,187.82

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,187.82 $659.81 $0.00 $5,847.62
Yearly $62,253.79 $7,917.67 $0.00 $70,171.47
Total $1,867,613.84 $237,530.20 $0.00 $2,105,144.05
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So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Ramona, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-06-26T01:40:03.000Z

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