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3086 Phoenix Ave , Tracy, CA 95377
$875,000
Est. Payment: $4,385.88/mo
3 Bed
3 Bath
2520 Sqft
Status: pending | Days on site: 61
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Welcome to Regency at Tracy Lakes 55+ active adult gated community, where luxury living takes center stage. With three picturesque lakes, this vibrant community offers a fishing dock, 1-acre community garden and dog park. With a wealth of amenities, including a clubhouse, pools, cabanas, yoga studio, fitness center, bocce ball, and pickleball courts, every day is an opportunity for relaxation and recreation. The onsite lifestyle director ensures there’s always something to look forward to; from fitness classes to comedy shows and wine nights. There's still time to choose your finishes in this design-ready home. Lake Front location with professionally landscaped front and Low-maintenance maintained by the HOA. Bonus flex room add a sense of elegance and seclusion. Generous walk-in closet and deluxe primary bath enhance the lovely primary bedroom suite. Conveniently located off the foyer, the secondary bedroom features a walk-in closet and a private bath. Elegant Toll Brothers craftsmanship, with 10-foot ceilings, 8-foot doors, 5 1/4" baseboards, dual-pane Anderson windows, Western stacking sliding doors, and modern energy-saving LED integrated recessed lights. (photos not of actual home, for marketing only, features and upgrades are different, same floor plan)
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Highlights

Listed by Bernadina Romero , 209-346-1064 Toll Brothers Real Estate,Inc , 844-790-5263. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential
Lot/Acreage
0.16

HOA Fee

375 Monthly

Year Built

2026

County

San Joaquin

 Neighborhood

Regency

Listing ID

41130990

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Air Cond:Central Air
Fireplaces:Family Room,Gas Starter
Floor:Carpet,Tile,Vinyl
Other:Breakfast Bar,Eat-in Kitchen

Exterior Features

Lot:Back Yard,Corner Lot,Front Yard,Street Level,No Land Lease
Garage Capacity:2
Roof:Shingle
Others:Stucco
Parking Features:Garage,Garage Door Opener,Guest
Principal Interest
$4,386
Taxes
$558
HOA
$375

Home Price

$875,000

Loan Details

30 yrs
6.416%

Down Payment

20%
$175,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,385.88

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,385.88 $557.81 $375.00 $5,318.69
Yearly $52,630.53 $6,693.75 $4,500.00 $63,824.28
Total $1,578,915.85 $200,812.50 $135,000.00 $1,914,728.35
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So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Tracy, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

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Data last updated: 2026-06-25T23:39:42.000Z

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